⚠️ The federal clean-energy tax credits were rolled back in 2026 (solar/battery credits ended Dec 31, 2025; the EV-charger credit June 30, 2026). State & utility rebates are now the main savings.
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Solar Panel Cost in Memphis, Tennessee

Local pricing, savings, and net metering data for Memphis homeowners.

$1,334
Annual Savings
17.1 yrs
Payback Period
$22,800
Net Cost
$22,777
25-Year Savings

Solar in Memphis: What Homeowners Should Know

Memphis sees an average of 4.8 peak sun hours per day, which is what ultimately determines how much electricity a rooftop system produces here. A standard 8 kW system (about 20 panels) generates roughly 11,213 kWh each year in Memphis — and paired with Tennessee's local electricity rate of $0.119/kWh, that's where the savings come from.

At those numbers, a Memphis homeowner saves about $111/month ($1,334/year). Against a $22,800 system cost, that works out to a payback of about 17.1 years, after which the system produces essentially free power for two decades — an estimated $22,777 in lifetime savings. Note: the 30% federal tax credit expired at the end of 2025 for purchased systems, though a solar lease or PPA can still pass it through. The local grid is served by MLGW, whose net metering policy directly affects how much credit you earn for surplus power.

Cost & Savings Breakdown

Based on a standard 8 kW system in Memphis

System Size
8 kW
Annual Production
11,213 kWh
Gross System Cost
$22,800
State Incentive
None
Net Cost
$22,800
Monthly Savings
$111
CO₂ Offset/yr
10,316 lbs

25-Year Savings Projection

-$21k-$10k$655.5$12k$23kBreakeven yr 15$23kyr 1yr 5yr 10yr 15yr 20yr 25

Utility & Net Metering

Local UtilityMLGW
Net Metering PolicyAvoided Cost
Compensation RateFull retail rate
Capacity LimitCheck with utility
Electricity Rate$0.119/kWh
Peak Sun Hours4.8 hrs/day

Available Incentives

Federal Tax Credit — The 30% federal credit expired Dec 31, 2025 for purchased systems. A solar lease or PPA can still pass it through 2027.
View all Tennessee incentives →

Choosing a Solar Installer in Memphis

  • 1.Get at least 3 quotes. Prices in Tennessee vary widely between installers — comparing bids on the same 8 kW system is the fastest way to avoid overpaying.
  • 2.Confirm MLGW interconnection experience. An installer who regularly files with your local utility will move your permit and net-metering paperwork through faster.
  • 3.Check licensing & the warranty. Look for NABCEP-certified installers and a workmanship warranty of 10+ years on top of the standard 25-year panel warranty.
  • 4.Size for your actual usage. With 4.8 sun hours/day in Memphis, make sure the proposed system matches your kWh history — not just your roof space.

Common Questions

How much does solar cost in Memphis?

Solar in Memphis, Tennessee costs approximately $22,800 for a 8 kW system. The 30% federal tax credit expired December 31, 2025 for purchased systems, though solar leases and PPAs can still pass it through.

What is the solar payback period in Memphis?

The estimated payback period for solar in Memphis is 17.1 years for a standard 8 kW system, based on local sun hours of 4.8 hrs/day and a rate of $0.119/kWh.

Is solar worth it in Memphis?

For most Memphis homeowners, yes. With 4.8 peak sun hours per day and an electricity rate of $0.119/kWh, a typical system saves $1,334 per year and around $22,777 over 25 years after paying for itself in 17.1 years.

How many solar panels do I need in Memphis?

A standard 8 kW home solar system is about 20 panels, producing roughly 11,213 kWh per year in Memphis at 4.8 sun hours/day. Your exact size depends on your household's electricity use.

Does MLGW offer net metering?

MLGW offers Avoided Cost net metering. Check with your utility for current compensation rates..

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