Estimated Savings for a Typical Massachusetts Home
2,000 sq ft home switching from electric-resistance heating
Installed Cost
$17,500
State Rebate
-$8,500
Net Cost
$9,000
Current Heating Cost/yr
$5,319
Heat Pump Cost/yr
$2,128
Annual Savings
$3,191
Payback Period
2.8 yrs
15-Year Savings
$51,776
CO₂ Avoided/yr
10,938 lbs
Massachusetts Heat Pump Rebates
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Federal 25C Tax Credit (Expired Dec 31, 2025)
The federal Energy Efficient Home Improvement Credit (up to $2,000 for heat pumps) ended December 31, 2025. Heat pumps installed in 2026 do not qualify for it.
Up to $8,500
Massachusetts State/Utility Rebate
Mass Save pays $2,650 per ton for whole-home heat pumps, capped at $8,500 in 2026 (down from the retired $10,000 cap); income-qualified households can get up to $16,000.
Up to $8,000
HEEHRA Federal Rebate (Income-Qualified)
Households at or below 150% of area median income can receive up to $8,000 toward a heat pump through the federal HEEHRA program, administered by Massachusetts. View full rebate detail →
Heat Pump Costs by City in Massachusetts
| City | Annual Savings | Payback (yrs) | Population ↓ | Utility |
|---|---|---|---|---|
| Boston | $3,795 | 2.4 | 675,647 | Eversource MA |
| Worcester | $3,484 | 2.6 | 206,518 | Eversource MA |
| Springfield | $3,400 | 2.6 | 155,929 | Eversource MA |
| Cambridge | $3,950 | 2.3 | 118,403 | Eversource MA |
| Lowell | $3,805 | 2.4 | 115,554 | Eversource MA |
| Brockton | $3,112 | 2.9 | 105,643 | Eversource MA |
| New Bedford | $3,808 | 2.4 | 101,079 | Eversource MA |
| Quincy | $3,424 | 2.6 | 94,470 | Eversource MA |
| Lynn | $3,325 | 2.7 | 94,299 | Eversource MA |
| Fall River | $3,586 | 2.5 | 88,945 | Eversource MA |
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Quick Facts: Massachusetts
- 🌡️ Climate: Cold (6,100 HDD)
- ⚡ Avg electricity: $0.248/kWh
- 🔥 Natural gas: $2.40/therm
- 🏭 Top utility: Eversource MA