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Heat Pumps · Published 2026-07-25

New Jersey vs New York: Where a Heat Pump Costs Less

Heat Pumps in New Jersey ($16,000) vs New York ($17,000) — a 6% gap between neighbors, from July 2026 data.

New Jersey and New York share a border, but for a whole-home heat pump installation the numbers diverge: New Jersey averages $16,000 (rank #34 of 50) and New York averages $17,000 (rank #43) — a 6% gap.

New JerseyNew York
Whole-home system, installed$16,000$17,000
ClimateColdCold
Heating degree days5,0005,800
Electricity rate16.5¢/kWh21.8¢/kWh
Typical state/utility rebate$4,000$3,000

New Jersey in context

New Jersey sits in the pricier half of the country at #34 of 50, averaging $16,000 — about 5% above the national average.

New York in context

New York is one of the most expensive states for a whole-home heat pump installation, ranking #43 of 50 at $17,000 — about 12% above the national average.

Full local breakdowns: New Jersey · New York.

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